UM Claims after a Hit-and-Run
If you have been injured in a hit-and-run crash, you can still recover financial compensation. In California, insurers are required to offer you uninsured/underinsured motorist coverage with your policy. It is never smart to turn down this coverage because of circumstances just like these.
The prerequisite for being able to file a hit-and-run claim against your own insurance is that you have a police report. Hopefully, you called the police to the scene of the accident to report that you were the victim of a hit-and-run accident.
Damages in UM Claim
When you file a UIM claim, you are dealing with your own auto insurance carrier. Your policy has coverage up to a certain amount, and you are filing a claim against that. You are able to recover the same exact damages as you would when you file a claim against the responsible driver’s insurance coverage. These include:
- Lost wages
- Medical bills
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
Just because you are dealing with your own insurance company does not mean that your claim will be any easier. You should not trust them to do the right thing because you are their customer. They do not care about customer loyalty, and they treat everyone the same. You can expect that your insurance company will try to underpay your claim. You may even need to file a lawsuit to get fair compensation. Accordingly, you should prepare to deal with them by hiring an experienced attorney.
Hire a Beverly Hills Hit and Run Accident Attorney
If you have been injured in a hit-and-run accident, Jalilvand Law is here to help you with all the details of your claim and work towards the right financial compensation. Reach out to us online or call us today at 310.478.5800 to talk about your situation.