Possible Insurance Issues after a Traffic Crash
There are numerous possible insurance issues you may face after being involved in a car accident. First, you might not be able to obtain the other driver’s insurance information in the case of a hit and run. If the other driver flees the scene and you fail to get a picture of their license plate, you may not have the option of making a claim against their insurance company and will have to rely on your own insurance to cover it.
In such a case, you will likely have to make an uninsured motorist policy claim, something California requires insurance companies to offer. Filing a claim with your own insurance company rather than the other driver’s insurance is known as a first-party insurance claim, whereas a claim against another driver is known as a third-party insurance claim.
You might assume that a first-party claim is easier – after all, you pay premiums so your insurance company will provide benefits in your time of need. However, your own insurer can be just as difficult, and you can benefit from consulting with a car accident attorney.
Another complicated insurance situation involves rideshare drivers. Rideshare accident insurance claims will depend on different factors, such as who was responsible for causing the accident and whether the driver was logged onto the rideshare app, on the way to pick up a passenger, or had a passenger in the car. In some cases, you might need to file a claim against Uber or Lyft’s corporate insurance.
Speak with a California Beverly Hills Car Accident Attorney Today
No matter what the specifics of your insurance claim might be, the experienced Beverly Hills car accident lawyers at Jalilvand Law have handled these cases before with success, and we can help you navigate this difficult insurance claims process. Feel free to contact us for free today – either online or by phone at 310.478.5800.