UM Claims after a Hit-and-Run
If you have been injured in a hit-and-run crash, you can still recover financial compensation. In California, insurers are required to offer you uninsured/underinsured motorist coverage with your policy. It is never smart to turn down this coverage because of circumstances just like these. The prerequisite for being able to file a hit-and-run claim against your own insurance is that you have a police report. Hopefully, you called the police to the scene of the accident to report that you were the victim of a hit-and-run accident. Damages in UM Claim When you file a UIM claim, you are dealing with your own auto insurance carrier. Your policy has coverage up to a certain amount, and you are filing a claim against that. You are able to recover the same…