Possible Insurance Issues after a Traffic Crash
There are numerous possible insurance issues you may face after being involved in a car accident. First, you might not be able to obtain the other driver’s insurance information in the case of a hit and run. If the other driver flees the scene and you fail to get a picture of their license plate, you may not have the option of making a claim against their insurance company and will have to rely on your own insurance to cover it. In such a case, you will likely have to make an uninsured motorist policy claim, something California requires insurance companies to offer. Filing a claim with your own insurance company rather than the other driver’s insurance is known as a first-party insurance claim, whereas a claim against another driver…